Rendity bond

Profit from the success of the experts

Invest in a fixed-income bond and benefit from the growth of established real estate companies in the medium term.
Key takeaways
More security
Invest in bonds whose prospectus has been regulated and approved by financial market regulators.
Tax advantages
Current income from bonds can offer tax advantages and allow a profit allowance.
Receive annual distributions of fixed interest with predefined maturity. This is an important component in a diversified portfolio.
No value limits
Participate with €100 in profitable companies. The bond enables issues without value limits.

Fully regulated bond

The bond offers additional security - compared to other products of this type - due to the design of the financial product. The bond is a non-subordinated issue. The comprehensive securities prospectus is regulated and approved by financial market regulators. The passporting of a security makes it possible for investors throughout Europe to subscribe to the bond.

Tax optimized investment

As the bond is structured as a security, current income is subject to capital gains tax. In addition, a profit allowance can be taken into account.* These tax advantages mean that you get more out of your investment. Rendity takes care of the taxation automatically, so our investors do not have to worry about anything.

New chapter in real estate financing

With the bond, Rendity starts a new chapter in digital real estate financing. Invest in established real estate companies and receive annual distributions of a fixed interest rate with a predefined maturity. The bond offers established real estate companies the opportunity to continue their growth with no value limits on the issues. Therefore, we have selected those partner companies for this purpose that have proven themselves in the past.

Become a real estate investor

We open the door to the real estate market. Now you have the change to get a real estate investor.
Frequently asked questions
What is actually a bond?
Bonds are fixed-interest securities. Companies or governments issue promissory bills on the capital market. They use bonds as a means of financing. When you buy a bond, you lend money to a company or a state. They are securities that grant the holder certain creditor rights. They certify a claim to repayment of a certain amount of money at the end of the term ("redemption") and an agreed interest rate ("coupon") during the term.
What are bonds like from the investor's point of view?
From the point of view of the investor, bonds are certificates of debt (debt securities). In most cases, they are an interest-bearing form of investment with a specific term. As the holder of a bond, you are a creditor of the party issuing the bond (issuer). The creditor can therefore demand payment of interest and repayment of the principal at the latest at the end of the term. The creditor's rights are the right to the assets (repayment of the principal), as well as the right from the assets (interest). The investor has no say or participation rights in the company. On the other hand, creditors are given preferential treatment in the event of insolvency.
What does the issuer do?
The issuer is liable with all its assets. Bonds can also be issued with additional liabilities and guarantees.
How are bonds structured from the issuer's point of view?
From an issuer's point of view, bonds are a special form of borrowing medium- to long-term funds (raising capital). From the issuer's point of view, bonds are therefore certificates of borrowing. For the issuer, bonds are therefore liabilities whose repayment is due on a fixed date. In economic terms, a securities issue promotes economic growth and creates or secures new jobs.
What does coupon mean?
A coupon is the interest rate that investors receive for their capital. On the coupon due date, the investor receives the agreed interest credited to his settlement account.
What is an ISIN?
The ISIN/WP code is the individual international securities identification number for the security in question.
What do I need to know about taxation?
* Current income from bonds counts as income from the transfer of capital and is taxed in Austria at the special rate of 27.5%. We take care of the taxation - we retain the KESt and then automatically deduct it. For natural persons, the capital income is thus considered to be taxed at the end of the year and no longer has to be included in the tax return. In Germany, current income from bonds is taxable at 25% final withholding tax plus solidarity surcharge and, if applicable, church tax. As with all investment income, however, the lump-sum savings allowance of €801 for singles and €1,602 for married couples also applies to bonds.
What are the advantages of bonds?
Rendity's bond makes it possible to invest directly in renowned real estate companies. Austrian investors also have a tax advantage due to the KESt taxation, as this income is not subject to income tax. In addition, distributions can be expected annually due to the fixed-income structure. Thus, a regular income can be expected over a medium-term period. Ultimately, the bond is associated with greater security compared with similar financial products, since on the one hand investments are made in real estate companies with a certain size and good credit rating, and on the other hand creditors are treated better in the event of insolvency.